The importance of Occupancy Certificate while buying an apartment.

What is an occupancy certificate?
An Occupancy Certificate (OC) is a document issued by the local authority (Corporation/Municipality/Panchayat) to the applicant (builder) once the construction of the building is completed as per the approved plan and permit. A buyer can occupy the new apartment only after OC has been received.
Who is responsible for obtaining Occupancy certificate?
It is the responsibility of the Builder to get the occupancy certificate once the construction is over. It is mandatory for every residential complex to obtain OC. A buyer should only take the physical possession after procuring OC from the builder. So the apartment owner has to make sure that the builder has taken steps to get the occupancy certificate.
A builder will get the occupancy certificate only if it carries out the work in accordance with the approved plan and permit.  For an apartment complex, the occupancy certificate is issued for the entire building based on completion plan.  But for a villa separate occupancy certificate will be given to each owner.
What are the documents required to obtain Occupancy Certificate?

  • Completion plan
  • Copy of building permit

What if there is no Occupancy Certificate?
The law says no buyer can move into a building without OC. Without OC a buyer need not be able to sell or mortgage the apartment after a lapse of time.  The Occupancy Certificate is an essential document ensuring the security of buyer’s investment.

Desired Qualities of an Interior Designer

Home is the comfort zone for every human being. It reflects the personality of each member of the family living in it. Decorating your home according to your whims and fancies will be possible with the help of an experienced interior designer.  An expert interior designer helps to coordinate your ideas and execute it in a desired manner. A well- trained designer is capable of thinking out of the box and gives more inputs to your ideas and brings out the space of your home in a unique style.
Helps in planning and budgeting:
Planning is the foremost step of designing a home. You may be ambiguous about the home design, materials to be picked, the colour to be selected, the fixtures to be used etc. An interior designer helps focus your vision. An experienced interior designer will be acquainted with quality material products; its resources, top brands,cost, etc.,and can assist in setting your budget.
Professional Judgment:
Interior designing is not just filling the rooms with your favourite things. The rooms should be aesthetically and functionally appealing to you and your family members. A professionally qualified interior designer will have a key eye on aspects like style, symmetry, colour combinations, space management, its functionality etc.
Helps in saving money and time:
An expert interior designer will have a thorough knowledge of the project, its design and timely coordination, which eliminates supplementary delays and avoid expensive mistakes. So hiring a designer is a perfect decision that leads you to have monetary benefits in the long run. An interior designer will have the catalogues, samples and also know the showrooms where you get the items that need to decorate your home. This will help in saving your time and money.
A successful interior designer is always updated with the current development in the interior design industry. Apart from this an expert designer will be closely knitted to the vendors, architects, electricians, plumbers etc.
Strategist in liasoning:
A perfect designer helps to diminish the gap between you and your architect/contractors/ engineers. Your designer should have the skill to communicate and coordinate your ideas with architects and contractors. It will help in avoiding errors in designs in overall planning, thereby regulating time and money.
Increase the value of your home:
A well-disciplined home always impresses others.  A designer who thinks out of the box adds more value to your home long run. The ample ventilation, space management, colour dispersal, etc. soothes the eyes of the beholder. All these are deciding factors while you opt to sell your home.