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skyline builders

Home, the ideal investment for these volatile times

Home is the most treasured possession and the very word ‘home’ it evokes fond memories of happy moments. Buying a home is a cherished dream for one and all. It provides comforts, convenience, safety living environment for you and your family. Along with this, an appreciating home is a wonderful investment for the future security of your family. Also, it is the prized heirloom that is passed on to generations.

Home Vs other investment options

When it comes to financial investments, what immediately comes to our mind are Shares, Mutual Funds, PPF, ULIP, Post Office Schemes and Fixed Deposits and the non-financial investments include Gold and Home. Comparing with other investing options, investing in a home is relatively much risk-free and stable. Fixed Deposits (FDs) while being stable have a very feeble rate of appreciation especially with the current falling interest rates scenario. When you take into account inflation over the period, the returns on FDs are hardly useful. Gold, on the other hand, once considered as a very safe and progressive investment for Keralites, is no longer a safe option and it is considered as a dead asset by many.

Home-the best investment option in these changing times

India’s demographics are changing. The life span of people has considerably increased. Other than a government employee, we do not have social security like in western countries.
In India, one is forced to keep on working or should have substantial savings for worry-free retirement life. A growing population which is going to live longer amidst rising inflation and lack of social security definitely need a back-up plan.
In such a situation, investing in branded homes can be the most profitable and safe investment option. Apart from the living space for the family, investing in a home can be a guaranteed safety net for the future of you and your family. It can provide you with a regular monthly income to have a comfortable retirement life either by way of ‘Reverse Mortgage’ or as monthly rental income. If a need arises, you can sell it and profit from the value appreciation.
Let’s first discuss the concept of reverse mortgage. Reverse Mortgage Loan provides a regular monthly income for senior citizens of India, who have a self-acquired or self-occupied home in India. The Bank makes payments to the borrower /borrowers (in case of living spouse), against mortgage of his / their residential house property. The borrower is not expected to repay the loan during his lifetime.
Now let’s discuss how home as an investment is more profitable than FD. The accompanying table shows a real case, where the value of appreciation, the rental income gained over a period of 10 years for an apartment in Kochi and how it beats investment in FD. All the figures shown here are real.

skyline builders*Apartment sold in 2019

Another noteworthy aspect of buying a home is the payment of the same is staggered over several years. There are instances where the rental income you receive is higher than the EMIs you pay. Aditionally, by paying a nominal insurance premium all future EMIs can be waived off if any eventualities happen to the borrower. Another advantage of investing in a home is that you can start living from day one, unlike investing in land or shares.  

So, from this real case above, you can see investing in branded homes is the best option for investment. But, the crucial factors that will decide the rate  of return and safety of investment are the credibility of the Builder and the brand value. So make a wise choice. Start investing in homes from a credible builder and have a worry free life.

Why Is Skyline Brown a supreme choice among other apartments in Kakkanad?

Quality, trust, and timely delivery are synonymous with Skyline Builders. With 145 housing projects launched in the last thirty years, Skyline Builders has an impressive track record of being proud of. As of date, the company has completed 135 projects and has 10 ongoing projects across Kerala. Skyline is an ISO 9001:2015 certified company that has gained a national reputation as a builder and has won several national and international awards.
Skyline Builders offers an extensive and exclusive range of homes, across major cities in Kerala. Prospective buyers have a choice of impeccably designed villas and apartments, in the prime locations of the state.

Skyline flats & Apartments in Kakkanad

The largest township project of Skyline Builders, Skyline Ivy League, is located at Kakkanad Kochi. Comprising seven super deluxe residential towers, namely Skyline Yale, Skyline Princeton, Skyline Sylvania, Skyline Harvard, Skyline Cornell, Skyline Columbia, and Skyline Brown, the township promises to be an experience that redefines luxury and aesthetics. The township spreads over an area of 8.5 acres of land.
Each residential tower in the township consists of plush, beautifully designed 2 and 3 BHK luxury flats. The luxurious apartments set in this ready-to-move-in gated community are surrounded by lush greenery. The township has proximity to is Smart City (Information Technology Special Economic Zone) and Infopark in Kochi and is easily accessible to, Seaport-Airport road, Cochin International Airport, Seaport-Airport Road making it an ideal location with huge appreciation potential.

Skyline Brown

Skyline Brown is the final tower of Skyline Ivy League township. It comprises 184 luxury apartments, in two, and three, bedroom configuration, with areas ranging from 1039 sq. ft., to 1695 sq. ft. The well laid out apartment designs, facilitating airy rooms, breezy balconies and views to the lush greenery are to provide a home setting extraordinary. The intelligently designed floor plan of Skyline Brown offers you ample cross ventilation and a very low common area ratio.

Skyline Brown

Why Skyline Brown?

Skyline Brown is an ideal home for those who are looking for a ready-to-move-in apartment project. Aspects such as the project being more affordable as compared to apartments available in city centres, easy to rent-out because of floating crowds and proximity to schools, hospitals, Infopark, SmartCity, and shopping avenues etc. make it the best investment option for NRIs and Resident Indians alike.

Location

Skyline Brown is ideally located near several prominent institutions, in and around Kakkanad. Infopark, one of the largest IT hub of Kerala is just 1.5 Km away from Skyline Brown, and SmartCity, another IT hub shares a boundary with this project. The project has proximity to Cochin International Airport, Seaport-Airport road, NH Bypass at Palarivattom, multi-speciality hospitals, Malls, ATM centres, Banks etc. Renowned educational institutions, such as The Indian Public School, Mar Thoma Public School, Vidyodaya Public school, Naipunnya Public School, Sanskara School, GEMS Modern Academy, and Rajagiri Valley are located close to Skyline Brown.

Amenities

When it comes to amenities, Skyline Brown is a class apart. It boasts of superior amenities. Fitness centre, jogging track, games room, cards room, billiards table and two squash and two badminton courts, a spa, massage centre, Jacuzzi and sauna. Exclusive children’s play area landscaped gardens, and water bodies are some of its other features. Also, the project offers luxury amenities like an amphitheatre surrounded by landscaped lawns, air-conditioned multi-purpose recreation banquet hall, two convenience stores, swimming pool, sprawling open space, poolside cafeteria, a barbecue counter, tree court, a sunset deck and much more.

Premium Features

Skyline Brown is one of the seven towers in the classy and aesthetically designed Skyline Ivy League Township. The pièce de résistance of the property is the vast open spaces that spread across 8.5 acres. The well-manicured landscaped garden and artificial-water features give it a heaven-like feel.

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Skyline Spacious Homes in Kottayam For Your Big Family

Do you dream of living with your loved one? Having a close-knit extended family? The real questions are, where to find a well-planned and spacious apartment and which is the best place to invest your hard-earned money.
Kottayam is the Akshara Nagari (City of letters/alphabet) of Kerala and rightly called so. Located in the southern central part of Kerala, the city is the centre for spices (cardamom and pepper) and commercial crops (rubber). With over 3 major print and publications houses, Malayala Manorama, Mangalam, DC Books(the largest publisher in Kerala) and Deepika having their headquarters in Kottayam it definitely rises up to its name.
Education is something one needs to consider when looking for a place to settle down. Kottayam has several great educational institutions functioning out of the city and on the outskirts. Prominent institutions like Mahatma Gandhi University, Rubber Research Institute of India and Government Medical College are situated in Kottayam.
Ilaveezhapoonchira, Vembanad Lake and the tourism capital of Kottayam, Kumarakom adds to the charm of the city. With art, literature, and nature coexisting in great harmony, Kottayam comes out as a great choice while deliberating the ideas of getting a house of your own.

Few things to consider while planning a home in Kottayam

  1. Kottayam is a perfect location to settle down – with myriad options of wonderful place and great housing projects, you have a lot to choose from. Do your research and fix the place according to your priorities.
  2. To buy or to invest – Kottayam has the best of both worlds. The place offers a very calm and quiet environment also it all the social facilities that modern life needs. Kottayam also has a high potential for appreciation. Skyline offers various housing options like luxury villas and apartments in prime locations of the city. Based on your plan you can choose your best address from Skyline Builders.
  3. Connectivity – Whether you choose to buy or rent it out, the prime focus area should be the connectivity to amenities and facilities like educational institutions, healthcare institutions and places of worship. All Skyline projects are situated in the prime locations of Kottayam.
  4. Track record of the builder: Choose a home builder with good experience and credibility in the real sector. Before buying you should check the construction expertise of the builder and their years of existence. This will give you an idea of the type of projects, quality of construction specifications etc. Skyline Builders has the track record in delivering best homes in Kerala.

Why Skyline Builders?

Skyline builder is the trusted name for over 30 years. Choose Skyline if you are looking for a builder whom you can blindly rely upon because they would choose the right location and construct your perfect home. Skyline Builders take pride in providing an impeccable commitment to each one of their projects. If you are an NRI, look no further as Skyline is in a separate class altogether when it comes to providing a living space with International Standards. The ideology of Skyline is “From our family to yours”.

Skyline Luxury Homes in Kottayam

Skyline’s two major ready-to-move-in luxury projects that top the list of Kottayam’s real estate market are Skyline Exotica and Skyline Oasis.
Skyline Exotica – Skyline Exotica is the premium luxury apartment project located at Devalokam, Kottayam. The projects consist of 3 and 4 BHK flats. This elegantly designed ready-to-occupy-flat has just 2 apartments per floor. It has an equally impressive interior that each apartment has 3 hanging balconies which offers a spectacular view of Devalokam.

With extensive open greenery, Skyline Exotica has professional landscaped and vast open space. The intelligent design of this project offers spacious apartments with ample ventilation and natural light. Another feature of this project is it has a distinctly earmarked servant’s room in each apartment with separate entry from the lift landing. This room consists of a sleeping space and an attached toilet.

This premium luxury apartment project is cocooned from the noise of the hustle and bustles of the city, but very close to all social facilities. Also, it offers a host of luxury amenities that keeps your leisure refreshing and rejuvenating.

Skyline Oasis – Skyline Oasis is a splendidly laid out luxury villa project set amidst green meadows with lush green rubber plantation. This ready-to-move-in luxury villa project is located in the most tranquil living environs of Kottayam, Sankranthi. Tucked away from the hustles and bustles of the city, this villa project has proximity to all urban civilization that includes numerous multi-specialty hospitals, educational institutions, shopping centers, etc. Skyline Oasis is well connected to Kottayam’s other areas of the city.

Skyline Oasis accommodates luxuriously crafted 30 villas of 3 and 4 BHKs. The villas are designed perfectly, to provide you with a peaceful living atmosphere. This project has been awarded the ‘Best Group Housing Villa Project’ by the Indian Institute of Architect, Kerala Chapter.

Skyline Oasis offers a well-appointed clubhouse with luxury amenities such as a swimming pool, games room, multi-purpose recreation hall, fitness center, etc. We invite you to come and visit the villas and feel the architectural symphony.

Owning a second home

Benefits of Owning a Second Home

Though there are choices galore for investment, buying a second home has emerged as one of the lucrative financial options. Real estate sector is a favourite of investors for its twin benefit of rental income and a high potential for value appreciation. Hence, owning a second home is a recommended option to secure your future.

Listed below are the few benefits of having a second home:

Steady rental income

One of the most obvious benefits of buying a second home is its steady rental income. The rental yield on a second home depends upon the category, the location and possibility of renting out the vacant units. If you are buying a home from Skyline Builders, who gives utmost importance to location, locality, amenities, etc. the potential for rental income is high. 

Investment  

A second home can be considered as a safe investment for your future and emergencies. Real estate has the potential for value appreciation over a long period.  But before investing in a second home, check the credibility of the home builder. If you are investing with Skyline Builders, you can easily find your second home in most sought after location with easy accessibility, proximity to all major convenience, serene and environment-friendly atmosphere. Skyline projects have recorded steady value appreciation

Skyline Builders has an impeccable track record of value appreciation. For instance, if you had invested 12 lakhs at the time of launch in Skyline Springfield Villas, Kochi, it would have appreciated to 2 crores now. To see the value appreciation of each project across Kerala click the link here https://www.skylinebuilders.com/appreciation-chart-kochi/

At Skyline Builders, our dedicated Home Care Department provides, rental and resale services exclusive for our customers. The Home Care Department will arrange appropriate tenants and high-value rentals for the homeowners, while our highly skilled professionals help in getting the best deal for the property.

Also read, Major Financial Benefits of Buying Home at a Young Age

 Income tax benefit

If you are buying a second home on a home loan, you are eligible to avail tax deductions on it. Under section 80C, the principal amount repaid up to Rs. 1.5 lakh will be deductible. Additionally, you can get a tax deduction up to Rs 2 lakh, on the interest component. 

Holiday home/ Retirement home  

Second-home can be used as either be a holiday or retirement home. If you are buying your second from a prominent builder, you will get a plethora of luxury amenities like swimming pool, games room, fitness centre, spa etc. that helps you to rejuvenate. Skyline Builders provides luxury amenities in all its projects. To see the details of luxury amenities of all ongoing projects, visit our website, www.skylinebuilders.com

 

benefits of buying home at a young age (2)

Five Major Financial Benefits of Buying a Home at a Young Age 

What is the ideal age for buying a home? Buying an appreciating asset like home is one of the biggest investments when compared to other purchases. Earlier the investment, the higher will be the opportunity for potential returns. If you are planning to buy a home early in your career, here are the benefits.  

Longer home-loan tenure 

EMIs for home loans are calculated based on the loan amount, tenure and interest of the loan. For longer home loan tenure, the EMIs calculated will be lower. Also, young borrowers can get a home loan with tenure of 25 to 30 years. Moreover, it gives youngsters enough time to choose the best home rates available in the market. 

 Eligibility 

Young borrowers are eligible for higher home loans. The lending bank will examine salary certificates, CIBIL score, credit history, age, liabilities and similar other parameters. Also, the eligibility for home loans depends on the income and repayment capability of the borrower. The expenditure pattern and other liabilities are comparatively less with young borrowers. 

Tax benefit 

 Home being an appreciating asset, investing in it is a more sensible option than paying monthly rent. By repaying the loan, homebuyers can claim tax benefit, which gives a financial advantage. Under Section 24 of the Income Tax Act, you can claim up to Rs 2 lakh per financial year on the interest paid on your home loan. And under Section 80C, you can claim up to Rs 1.5 lakh per financial year on the principal repaid.

 High Return on Investment

It is a proven fact that the value of real estate investment will increase over time. For example, the launch price of Skyline Springfield Villa at Cochin was Rs. 12 lakh, it has now appreciated to Rs. 2.1 crore.

Financial discipline 

Above all, a young buyer will be financially disciplined. He will learn how to save and spend his hard-earned money wisely and effectively. It will give him a sense of responsibility.